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$1,020,000
2 Beds 2 Baths 260012294SD MLS Active Status
Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.

17539 Cumana Terrace, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$1,098,000
3 Beds 2 Baths 260012245SD MLS Active Status
CUL-DE-SAC VIEW home located in the Marbella neighborhood of Oaks North! This lovingly maintained residence welcomes you with vaulted ceilings, abundant natural light, and a warm gas fireplace that anchors the open-concept living and dining areas. Enjoy seamless indoor-outdoor living with a nearly 300 sq. ft. enclosed patio room featuring operable windows, a sliding glass doors to the backyard, all designed to capture the wonderful evening breezes and expansive views. The oversized, beautifully landscaped backyard is a true retreat, showcasing producing fruit trees including lemon, orange, apple, and two grape vines. Whether entertaining guests or enjoying a peaceful morning coffee, the indoor/outdoor space offers charm and tranquility. Inside, fresh interior paint enhances the home’s bright and inviting feel. The flexible 3-bedroom floor plan provides the perfect opportunity for a home office or guestroom. Recent improvements include roof repairs with updated underlayment, as well as completed pest control and termite-related repairs for added peace of mind. Filled with charm, potential, and incredible views, this home is ready for you to add your personal style and make it your own.

18228 Via Guadalmina, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$568,000
2 Beds 2 Baths 260012113SD MLS Active Status
Beautifully updated upper-level condo in the highly desirable Il Palio community of Carmel Mountain Ranch / Rancho Bernardo! This bright and spacious 2-bedroom, 2-bath home offers approximately 1,036 sq ft with an open floor plan, south-facing living room and primary suite providing abundant natural light, engineered hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, and in-unit washer/dryer. Major upgrades include engineered hardwood flooring and tile throughout (no carpet), newer central A/C and heating (2022, warranty through 2031), and newer gas water heater (2022, warranty through 2028). Enjoy a private covered balcony with storage and two assigned parking spaces. Resort-style community amenities include pools, spa, fitness center, tennis, basketball & racquetball courts, clubhouse, BBQ areas, and private security patrol. Located in the award-winning Poway Unified School District and within walking distance to Rancho Bernardo High School, Bernardo Heights Middle School, and Highland Ranch Elementary. Prime location near Costco, Home Depot, CVS, shopping, dining, parks, and convenient access to I-15 & SR-56. Low-maintenance living in one of San Diego’s most sought-after communities!

12079 ALTA CARMEL COURT Unit 22, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$735,000
2 Beds 2 Baths 260011447SD MLS Active Status
It doesn’t get better than this!!—Exceptional 55+ living in Seven Oaks at its finest. Stunning inside and out, this is a true must-see where luxury, comfort, and location come together. This extraordinary 1358 sq ft home offers the best of everything with 2 bedrooms and 2 baths. The perfectly appointed great room includes a custom decorative beam and dining area that features a hand-cut stacked stone fireplace that overlook a private green space elevated above neighboring properties, creating a peaceful sense of privacy and outdoor beauty. The modern kitchen is equipped with perfectly appointed cabinets, appliances, granite countertops, an electric range and LVP flooring for both style and function. Upgrades include oversized crown molding, baseboards, and custom window treatments throughout. The spacious primary suite offers a large walk-in shower, gorgeous marble counter top with a relaxing retreat feel. Indoor laundry include washer, dryer, and built-in cabinetry adds to everyday convenience, while abundant storage can be found throughout the home as well as a separate outdoor unit. Rarely does a home this special become available. Picture-perfect living in a prime location—this one truly stands apart. The Seven Oaks community offers a HOA that includes cable/internet and an abundance of activities where you can meet new friends, learn, laugh, and enjoy all the highlights of the neighborhood. Conveniently located near highway I15, shopping, medical services, and restaurants. No steps / completely private with lush greenery! The perfect quiet neighborhood that exudes an open peaceful neighborhood!

16657 Roca Dr, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$522,000
2 Beds 2 Baths 260011128SD MLS Active Status
This community is VA approved and may be eligible for FHA Spot Approval (subject to lender approval and FHA requirements). SPECIAL FINANCING INCENTIVE: Seller is offering up to $11,000 toward a 2-1 temporary interest rate buydown or, at the buyer's option, a credit toward eligible buyer closing costs. Based on an FHA rate available as of August 3, 2026, a qualified buyer's first-year interest rate could be as low as approximately 4.35% through the temporary buydown. This example is for illustrative purposes only. Actual interest rate, monthly payment, and seller contribution are subject to buyer qualification, lender approval, market conditions, and the interest rate at the time of rate lock.Beautifully RENOVATED 2-bedroom, 2-bathroom condo located in the GATED community of Vista del Lago, offering resort-style living in a prime location! This move-in ready first-floor unit features 1,140 sq. ft. of bright and open living space with dual bedroom suites, ideal for privacy and flexibility. Enjoy a private outdoor patio, BRAND-NEW kitchen countertops, all new appliances, new flooring throughout, fresh interior paint, and convenient in-unit LAUNDRY hookups. Designed for comfortable, low-maintenance living, this home is perfect for first-time homebuyers, downsizers, or investors. Ideally situated near North County Mall (just one exit away), close to the popular Carmel Mountain Ranch shopping and dining district, and with easy access to freeways.

18752 Caminito Cantilena Unit 172, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$1,997,000
3 Beds 3 Baths 260010998SD MLS Active Status
Luxury Golf Course Home + Fully Permitted ADU. Rarely does a home offer the flexibility, luxury, and long-term value found here. This beautifully renovated golf course residence includes a fully permitted 1-bedroom, 1-bath ADU with its own private entrance, gourmet kitchen, laundry, and separate utilities, ideal for multigenerational living, guests, a caregiver, home office, or rental income. Situated on a quiet cul-de-sac overlooking the Country Club of Rancho Bernardo, the main residence has been thoughtfully updated with quality craftsmanship throughout. The showstopping chef's kitchen features custom European cabinetry in a beautiful deep red, Wolf, Miele, and Sub-Zero appliances, generous prep space, and an open layout designed for everyday living and effortless entertaining. Extensive upgrades include dual-pane windows, copper plumbing, new HVAC, tankless water heater, Hunter Douglas window coverings, and upgraded 400-amp electrical service with separate 200-amp panels for both the main home and ADU. The spacious game room with wet bar opens to an expansive patio overlooking the fairway, creating the perfect setting for entertaining or enjoying San Diego's year-round outdoor lifestyle. Located in the award-winning Poway Unified School District and just minutes from shopping, dining, golf, and freeway access, this is far more than a beautifully updated home, it's a rare opportunity to own a property that offers luxury living for today and unmatched flexibility for tomorrow. Now offered at an exceptional new value! After a significant price repositioning this beautifully renovated golf course home presents one of the best opportunities in Rancho Bernardo. Set on a quiet cul-de-sac overlooking the Country Club of Rancho Bernardo golf course, this thoughtfully upgraded residence offers sweeping fairway views and a rare, fully permitted, 1-bedroom, 1-bath ADU with its own private entrance, kitchen, laundry, and separate utilities, ideal for multigenerational living, guests, a caregiver, home office, rental income, or whatever you can dream of. The stunning chef's kitchen showcases custom European cabinetry paired with Wolf, Miele, and Sub-Zero appliances, while extensive upgrades include 400-amp electrical service, dual-pane windows, Hunter Douglas window coverings, updated plumbing, HVAC, tankless water heater, and beautifully remodeled living spaces throughout. Designed for effortless indoor-outdoor living, the spacious patio captures tranquil golf course views, creating the perfect setting for entertaining or simply enjoying San Diego's year-round sunshine. Located within the award-winning Poway Unified School District and just minutes from shopping, dining, golf, and freeway access, this is a rare opportunity to own an exceptional property at an exceptional new price. Just imagine the possibilities.

17976 Sencillo Lane, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$937,000
3 Beds 2 Baths 260010813SD MLS Active Status
MOVE-IN READY HOME in 55+ SEVEN OAKS COMMUNITY in Rancho Bernardo. Stunning 2 bedroom + den and 2 bath features light and bright open concept space located on a fully fenced CORNER LOT. Enjoy year round comfort with NEW HVAC system, NEW ROOF, NEW windows/doors, NEW LVP floors, New appliances... and many more upgrades. Front and back yard landscaped with low maintenance and plenty space for gardening. Master suite has direct access to backyard and a spa like en-suite featuring a large walk-in shower. IDEALLY LOCATED TO SHOPPING, DINING and just 5 minutes to the freeway. ALSO nearby GOLF COURSES, WINERY, FINE EATING RESTAURANTS and much more. This MOVE IN READY home offers a blend of style, convenience and comfort featuring indoor outdoor living perfect for entertaining. ALL THIS COMES WITH A LOW HOA of $47/month. Residents of Seven Oaks enjoy resort style amenities such as heated swimming pool, large clubhouse, fitness center, pickle ball courts, meeting/ recreation rooms, library and lots of activities.

16731 Acena Dr, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$935,000
2 Beds 2 Baths 260010668SD MLS Active Status
If you are looking in the Seven Oaks area this is the ONE to see. Fully Remodeled, Move-In Ready Home in 55+ Seven Oaks Community – Close to Golf, Shopping & many amenities included with a large pool and clubhouse. Lots of activities and wonderful sense of community. This completely remodeled, single-story detached home is a true gem, featuring a spacious open-concept living room and kitchen designed for modern living. Enjoy turnkey convenience in a meticulously maintained setting, with a large fenced yard perfect for relaxation and entertaining. Ideal for gatherings and everyday comfort. Single-Story Living: No stairs, perfect for easy access and convenience. Large Fenced Yard: Privacy and space for pets and outdoor activities. Full-Size Two-Car Garage: Plenty of parking and storage. Custom Bathrooms: The primary bathroom boasts a spacious shower with a built-in bench, dual shower heads, and a Bluetooth speaker system for ultimate luxury. Prime Location: Close to the community pool and clubhouse—plus, enjoy access to a full-service woodshop, pottery/craft room, exercise classes, and pickleball courts. Golf, Dining & Shopping: Minutes from multiple golf courses, top-rated restaurants, and premier shopping destinations. Seven Oaks 55+ Community Amenities: •Huge Community Pool •Exercise Classes •Pickleball Courts •Full-Service Woodshop •Pottery and Craft Room This home is priced to sell quickly—don’t miss your chance! Experience the best of active adult living in a beautifully updated, move-in ready home. Washer and Dryer and Frig included.

12415 Horado Road, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$1,460,000
3 Beds 2 Baths 260009698SD MLS Active Status
$10,000 Seller Credit Available toward a mortgage rate buy-down or closing costs! Welcome to this well maintained, move in ready, Single Story home ideally situated on a cul-de-sac in the desirable Bernardo Heights. Enjoy peaceful greenbelt views and a thoughtfully designed floorplan featuring a spacious primary suite, a generously sized second bedroom, and a versatile third bedroom. The inviting layout offers comfortable living & easy entertaining; while the low maintenance setting allows you to fully enjoy all that the community has to offer. As a resident, you'll enjoy membership to the Bernardo Heights Community Center. It also is in the highly sought after Poway Unified School District. Conveniently located near shopping, dining, medical facilities, and major commuter routes. This home combines comfort, convenience, and exceptional community amenities in one outstanding package.

16504 Calle Pulido, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$675,000
2 Beds 2 Baths 260009455SD MLS Active Status
Beautifully maintained end-unit in the highly desirable Seven Oaks 55+ community of Rancho Bernardo, ideally located at the end of a quiet cul-de-sac offering exceptional privacy and panoramic views. This single level 2BR/2BA home (approx. 1,358 sq. ft.) lives like a detached residence with no interior steps and no neighbors above or below. Light-filled open floor plan features a large family/living room and dining area. The kitchen and living spaces flow seamlessly for easy living. Generous primary suite and interior laundry add everyday convenience. Enjoy the enclosed patio room—perfect for relaxing, taking in the views, and enjoying your morning coffee or evening lights. Assigned covered parking and storage garage included. Low-maintenance lifestyle with HOA covering exterior care. Residents enjoy access to the Seven Oaks Community Center with pool, spa, clubhouse, and a vibrant calendar of social activities, conveniently located near Rancho Bernardo for shopping, dining, and golf. List of Seller Upgrades: Replaced ceiling lighting in secondary bathroom in 2026. Replaced water heater 2024. HOA resurfaced Roof in 2023. Installed jetted tub with heater, tiled shower area, replaced lighting in 2020. Installed custom white shaker cabinet panels and Quartz countertop in Primary Bath in 2017. Installed custom white shaker cabinet panels and Quartz countertops in Secondary bath in 2017. Installed kitchen white shaker cabinet doors and Quartz countertops in 2017. Replaced appliances 2017. Replaced Windows 2017. Installed Shutters 2017. High End Laminate flooring 2017.

16677 Diaz Dr, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$579,000
2 Beds 2 Baths 260008304SD MLS Active Status
Newly updated and move-in ready home in the desirable Bernardo Pines community. This residence features brand new carpet and fresh professional paint throughout, providing a clean and modern feel. The open floor plan is enhanced by vaulted ceilings and large windows that offer plenty of natural light. Both bathrooms have been refreshed. Located in the acclaimed Poway Unified School District with convenient access to the I-15, shopping, and dining. A must-see for those looking for a turnkey home in a prime San Diego location. Seller is the listing agent and a CA Licensed Real Estate Broker. Laundry hook-ups (gas & elec) are in the unit with enough space for a full size washer and dryer. Water bill paid for by HOA. Hot water heater is only 1 year old.

11850 Caminito Ronaldo Unit 233, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$749,500
2 Beds 2 Baths 260005332SD MLS Active Status
This home is a must see! "Where every day feels like a vacation" Luxury amenities and refined living in this beautifully appointed home nestled within one of the area's most sought after neighborhoods. A move-in ready living experience defined by sophistication, comfort, and timeless design. The elegant living area opens directly to a private balcony overlooking a serene, park-like setting creating a seamless indoor/outdoor experience ideal for relaxing and entertaining. Custom wood shutters throughout add warmth and polished charm. The modern kitchen is beautifully appointed with granite countertops, stainless steel appliances, and a breakfast bar that seamlessly connects to a formal dining area perfect for casual gatherings. The inviting primary suite serves as a private retreat, offering tranquil ambiance and a spacious walk-in closet. Both bathrooms feature granite countertops reflecting the homes intentionally designed finishes. In unit laundry provides everyday convenience, while the private 2-car garage offers valuable flexibility. Set within the top-rated Poway Unified School District. Close to freeways, shopping, dining and San Diego's finest beaches. Elevated resort style amenities include a private lodge for extended family or out of town guests, library, clubhouse, entertainment spaces, game room, sparking pool, spa, sauna, fitness area, clubhouse, tennis and racquetball courts, BBQ area, walking trails and more add to a lifestyle of leisure, wellness, and exclusivity.

10910 Serafina Lane Unit 52, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$1,275,000
2 Beds 2 Baths 260003713SD MLS Active Status
Downsizing? Need space? Have big cars and need an extra large garage? This 2-Car is 35 x 22, one of the largest in 55+Oaks North. Golf Course & Mountain Views are also yours in this beautifully updated contemporary home. This single-story gem features gorgeous engineered wood flooring, chef’s kitchen complete with stainless steel appliances, gas cooking, white quartz countertops, and a spacious island that opens to the inviting living room. Office plus 2 bedrooms and oversized epoxy garage with space for storage & golf cart, finishes off all that is needed! The home includes fully updated bathrooms, with the primary bath offering a convenient walk-in shower. Additional upgrades include a tankless water heater and security system upgraded with fire and smoke alarms for peace of mind. Nestled in a peaceful cul-de-sac, you’ll love being just minutes from the charming Bernardo Winery, home to a coffeehouse, restaurant, boutique shops, and a lively Friday Farmers Market. Residents of Oaks North enjoy an active lifestyle at the renowned Oaks North Community Center, featuring pool, spa, sauna, pickleball and tennis courts, lawn bowling, library, craft and woodworking rooms, an exercise facility, and more. No monthly HOA fees, only a modest yearly Community Center fee of $595 paid annually. The separate open to the public Oaks North Golf with 3 executive courses is within walking distance of the Community Center.

17547 Plaza Karena, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$549,000
2 Beds 2 Baths 260002675SD MLS Active Status
Incredible views from this top-floor corner residence in Bernardo Heights. Not age restricted & resort style living! This light and bright single-level condo features large picture windows, brand-new carpet, fresh interior paint, and a brand-new HVAC system. Updated kitchen offers ample cabinetry, generous counter space, and a pantry for additional storage. Spacious primary suite includes dual vanities and abundant closet space, while the secondary bedroom offers mirrored closet doors and direct access to the second bathroom, ideal for guests or a home office. Relax on the private balcony overlooking the sparkling pool and spa with endless views beyond. The HOA covers an impressive list of amenities and services including the building cooling tower and boiler for HVAC, WiFi, cable TV, fire sprinkler system, hot and cold water, trash, water, and membership to the Bernardo Heights Community Center with pools, tennis courts, fitness center, exercise classes, and more. This HOA covers an impressive list of amenities and services including the complex pool, neighborhood gate, the building cooling tower and boiler for HVAC, WiFi, cable TV, fire sprinkler protection system, hot and cold water, trash, water, twice a year window cleaning plus membership to the Bernardo Heights Community Center featuring pools, tennis courts, fitness center, exercise classes and more. Located within the award winning Poway Unified School District, this is low maintenance resort style living at its finest.

12122 Royal Birkdale Row Unit 403, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.